Features
Every tool built around irregular income
Yzalvoryx brings forecasting, tax set-asides, and spending guidance together in one place — designed specifically for freelancers whose earnings change month to month.
No bank account linking required to start. Review how each feature works before you connect any data.
Core Toolkit
What Yzalvoryx actually does
Each feature addresses a specific pain point of variable income — from knowing what's safe to spend this week to setting aside the right amount for tax before it's due.
Income Forecasting
Yzalvoryx analyses your historical earnings patterns to project a realistic income range for the weeks ahead, so you're not budgeting blind between contracts or gigs.
Automatic Tax Set-Asides
As income arrives, the platform calculates and ring-fences an estimated portion for tax based on your settings, reducing the risk of a shortfall when a payment is due.
Safe-to-Spend Guidance
Rather than a single static budget, you get a daily spending figure that adjusts automatically as income and upcoming obligations change.
Buffer Recommendations
The system suggests a target cash buffer sized to your income volatility — higher for feast-or-famine months, lighter when earnings are steady.
Scenario Modelling
Test "what if" situations — a slow month, a big invoice delay, a new recurring expense — and see the projected effect on your buffer and spending capacity.
Clear Decision Trail
Every recommendation includes the inputs and logic behind it, so you can see why a figure was suggested rather than treating it as a black box.
How It Works Together
Features that connect, not just coexist
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Forecast feeds the buffer target
Your projected income range directly informs how large a cash buffer Yzalvoryx recommends, rather than using a generic fixed-month rule.
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Set-asides adjust the spending figure
Tax reservations are deducted before your safe-to-spend amount is calculated, so the number you see is already tax-aware.
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Scenarios reuse your real data
When you model a slow month, the platform applies it against your actual forecast and buffer — not a generic example.
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One settings layer controls it all
Adjust your risk tolerance or tax rate once, and the change propagates through forecasting, set-asides, and spending guidance.
Getting Set Up
Three steps to your first forecast
Add your income history
Enter past invoices or payments manually, or import a statement, so Yzalvoryx has enough data to recognise your earning pattern.
Set your preferences
Choose your estimated tax rate, target buffer size, and how cautious you want spending guidance to be.
Review your first forecast
See your projected income range, recommended set-aside, and safe-to-spend figure — and adjust any assumption before relying on it.
Built For Real Situations
Where these features matter most
Scenario
Between contracts
When a project ends and the next hasn't started, the forecast and buffer recommendation help you see how long your current cash can comfortably last.
Scenario
A large invoice is overdue
Scenario modelling lets you check the effect of a delayed payment on your safe-to-spend figure before it becomes a problem.
Scenario
Quarterly tax payment approaching
Automatic set-asides mean the amount you've been reserving is visible well before the payment is due, rather than discovered at the last moment.
Scenario
Taking on a bigger expense
Model a new recurring cost — equipment, software, a hire — against your forecast to see how it fits before committing.
Questions
Feature-specific FAQ
Do I need to connect a bank account for forecasting to work?
No. You can enter income manually to get a forecast. Connecting an account can make ongoing updates faster, but it isn't required to use the core features.
How is the tax set-aside amount calculated?
It's based on the tax rate you set in your preferences applied to incoming income, not a fixed government rate. You should treat it as a planning estimate and confirm actual tax owed independently.
Can I change my buffer target later?
Yes. Your buffer recommendation updates automatically if you adjust your risk tolerance or income pattern changes significantly.
What happens if my income is too new to forecast accurately?
With limited history, Yzalvoryx will show a wider forecast range and flag lower confidence, rather than presenting a single precise figure.
Is scenario modelling a guarantee of future outcomes?
No. Scenarios are projections based on the assumptions you enter and your existing data. They are a planning aid, not a prediction of certain results.
See these features with your own numbers
Set up takes a few minutes. Add your income history and get a forecast built around how you actually earn.